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chitown
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PostPosted: Fri Dec 08, 2006 17:10    Post subject: Bank Reply with quote

I was wondering if a direct Lending system was implemented where players would put up a planet as collateral and then recieve credits. Also several stipulatuion would be implemented and they would be as follows.
- limit of up to 35% of planets morgaged or put up
- payment plans would be available
- for every 1 inhabitant on a planet up to 50 credits would be given while buildings and factories would recieve half of what it cost to manifacture them back.
- Percentage of payback varies from size of loan
- if imperator loses planet that is morgaged he/she would quickly have to mortage another planet in its place or fall into bankrupcy.
-Bankrupcy has several ways of paying it back either having income garnished ( amount garnished varies from income and amount owed)
or sell off all buildings and recieve a fourth of their original cost. Have a imperator or your House take the debt over. Either part or all of it
- The way a house would take over debt would be by a vote decieding if they wanted to pay it off and how much also if a imperator in a house didn't want to pay they don't have too.

I believe if this would be implemented new imperators would be able to grow quicker and existing imperators that are hesitant of war because of cost would have a way to quickly generate funds.
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